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Zeus BOLT Streamlined Refi Calculator 0% Buffer

Household & Income Details (Monthly Gross)

Applicant Details

Applicant 1

Applicant 2

Applicant 3

Applicant 4

Name

Relationship Status

Dependants (0-10) *Enter common dependants under one applicant only.

Total Monthly Gross Income

Note: Input 100% Gross Income (Monthly). Tax (2025-26 rates) & Medicare Levy calculated automatically. Relationship status determines HEM linking. Selecting "None" excludes the applicant.

Monthly Commitments & Other Expenses

Declared Living Expenses (Total Household)

⚠️ Defaults to HEM Floor ($0) if lower.

Inv. Property Expenses (Min 5% of Rent)

Rent / Board

Personal / Car Loan

Car Lease

Other Property Loans

Credit Card Limit (3.8%)

BNPL (Avg 3 Mths)

Financial Summary

HEM Minimum:

(HEM Gross Income Used): $0

Declared Living Expense:

Investment Property Expense:

Other Commitments:

Total Monthly Commitments

(Living + IP + Other Commitments)

Capacity Summary

Total Net Income

Total Outgoings

Monthly Surplus

Preliminary Assessment

Proposed New Loan

⚠️ Brokers Add: +0.3% for Investment splits.

Amount ($)

P & I Rate (%)

Term

Loan Split 1

Loan Split 2

Loan Split 3

Loan Split 4

Total Proposed Repayment

(Sum of all splits)

Assessment Result

Total Loan Amount

Net Monthly Surplus

(Net Income - Total Expenses - Proposed Repayments)

Self Employed Income Notes

Broker Highlight: Self employed income can be made up of directors wages, company net profit, add backs from depreciation and instant asset write-offs and other non-recurring expenses. Please explain how you have derived the monthly self employed income being used.

Broker Notes

Exclusive LMG Broker Use Only. Zeus BOLT Streamlined Refinance is a 0% Buffer as per the funders lending policy. Not to be used for any other Zeus or Lender Product. For Internal LMG indicative purposes only.